Work is more than just a source of income. It is the foundation of our financial independence. Entering the labour market is one of the most important milestones in our lives. It is the stage when we begin to earn our own income, take on new responsibilities, and make decisions that can shape our financial future for many years.

However, work is not only about the salary we receive at the end of the month. It also includes understanding our payroll, the taxes and contributions we pay, our rights and obligations as employees, as well as the options available to us if we decide to become self-employed or start our own business.

The better we understand how we are paid, our responsibilities, and the rights we gain through our work, the easier it becomes to:

• organize our budget,
• build savings,
• plan our personal and family goals,
• manage unexpected changes,
• make informed financial decisions.

What We Will Learn:

• the different types of income and how they affect financial planning,
• how to read our payslip and understand deductions,
• what employment benefits are and why Social Insurance is an important safety net,
• what we can do in case of unemployment and what support options exist,
• what it means to be self-employed or to start a business,
• how to strengthen our financial and professional resilience,
• how income tax works, how to read our payroll statement, and which government benefits we may be entitled to.