Welcome to CyFLEC’s moneypedia.cy (“we”, “our”, or “us”). These Terms of Service (“Terms”) govern your access to and use of our website located at moneypedia.cy and any other media form, channel, or mobile site related or connected thereto (collectively, the “Site”).

By accessing or using the Site, you agree that you have read, understood, and agree to be bound by all of these Terms. If you do not agree with any or all of these Terms, then you are expressly prohibited from using the Site and you must discontinue use immediately.

These Terms and any policies or operating rules posted by us on the Site constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these Terms shall not operate as a waiver of such right or provision.

1. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms and in a fitting and appropriate manner. You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors.

You agree not to:

• Violate any applicable laws or regulations;
• Engage in any fraudulent, deceptive or harmful practices;
• Use the Site to distribute spam, malware or malicious content;
• Interfere with or disrupt the integrity or performance of the Site, including its security features;
• Use the website in a way that infringes the rights of, restrict, or inhibit anyone else's use and enjoyment of the website;
• Retrieve data or other content from the Site to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us;
• Use the Site to advertise or offer to sell goods and services.
• Delete the copyright or other proprietary rights notice from any content.
• Disparage, tarnish, or otherwise harm in any way the Site.

2. Intellectual Property

Unless explicitly stated that a logo or a copyright belongs to a third party, all content on the Site, including text, graphics, audio, video, text, photographs, trademarks, logos, images, source code, databases, functionality, and software, is the property of moneypedia.cy or its licensors and is protected by copyright and trademark laws and other intellectual property laws.

You may not reproduce, modify, distribute, upload, post, publicly display, sell or otherwise exploit any content without our prior written permission.

3. Disclaimer

The Site is provided “as is” and “as available.” We make no warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that the Site will be uninterrupted, available at all times, error-free, or secure. We may experience hardware, software, or other problems or need to perform maintenance related to the Site, resulting in interruptions, delays, or errors.

4. Limitation of Liability

To the fullest extent permitted by law, moneypedia.cy does not accept any responsibility for any damage caused to the visitor/user by reason or as a result of the use of the Site.

We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Site or any contents thereof at any time or for any reason without notice to you. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Site during any downtime or discontinuance of the Site.

Under no circumstances shall any thing available to the visitor/user through the moneypedia.cy internet site be deemed to constitute a direct or indirect solicitation to carry out any investment or other act which has a financial impact; the visitor/user shall use his/her discretion to assess any thing available through the moneypedia.cy internet site as above and shall act on the basis of his/her own will, without any responsibility on the part of the CyFLEC.

Links to other websites: The moneypedia.cy internet site is not legally responsible for the contents and services of internet sites other than the moneypedia.cy which are accessible via the moneypedia.cy internet site through links, hyperlinks or commercial banners, and makes no representations or warranties as to the availability of the contents or services thereof.

Nothing in these Terms will be construed to obligate us to maintain and support the Site or to supply any corrections, updates, or releases in connection therewith.

5. Third-Party Links

The Site may contain links to third-party websites. We do not control or endorse these sites and are not responsible for their content or practices.

6. Termination

We reserve the right, but not the obligation, to:

(1) monitor the Site for violations of these Terms;

(2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Terms, including without limitation, reporting such user to law enforcement authorities;

(3) suspend, restrict, refuse or terminate your access to the Site at our sole discretion, without limitation or notice, for conduct that we believe violates these Terms or is harmful to other users or us;

(4) in our sole discretion and without limitation, notice, or liability, to remove from the Site or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems;

(5) otherwise manage the Site in a manner designed to protect our rights and property and to facilitate the proper functioning of the Site.

7. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Cyprus, without regard to its conflict of law principles.

Furthermore, you as visitor of this website shall comply with the provisions of Cyprus and International law and the relevant statutory provisions governing telecommunications, and shall refrain from any misuse or abuse of the contents and the services of the moneypedia.cy internet site; accordingly, any damage caused to the moneypedia.cy internet site or generally to the internet by reason or as a result of your misuse or abuse of the relevant services shall fall exclusively within your area of responsibility.

8. Changes to These Terms

We reserve the right, in our sole discretion, to make changes or modifications to these Terms at any time and for any reason.

We will alert you about any changes by updating the “Last updated” date of these Terms, and you waive any right to receive specific notice of each such change.

Your continued use of the Site after any changes indicates your acceptance of the new Terms after the date such revised Terms are posted. It is your responsibility to periodically review these Terms to stay informed of updates.

Last updated: 06 July 2026